Introduction
Martin Hammett Associates Ltd was established in 1997 as independant financial advisers and over the years has gained a wealth of experience providing advice on all aspects of financial planning. We are based in Barnstaple, North Devon and have a friendly team of advisers and support staff to help you.

Savings and Investments
Building a nest egg for the future requires careful planning and monitoring, many people have investments that have not been reviewed for years and in today’s market place it is as important as ever to carry out regular reviews. We can offer reviews of existing portfolios or advice on new investments.

Pensions
When saving for your retirement or taking retirement benefits there are several options available to you to help you maintain your standard of living during retirement. To explain these options further call and speak to one of our Advisers.

Protection
How would you and your family survive without you or your income? We can provide solutions to ensure you are fully protected in case of the unexpected.

Mortgages
We provide advice on all types of mortgages including First Time Buyers, Home Movers, Buy-to-lets, Re-mortgages and Equity Release. We can source the right product for you, from the market place, taking the leg work out of comparing lenders and their products.

You can choose how we are paid for mortgages: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Equity release refers to Home Reversion plans and Lifetime Mortgages. To understand the features and risks ask for a personalised illustration.

You can choose how we are paid for equity release: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.